Flood Coverage Check

With severe flooding becoming more common, including in neighborhoods that have not flooded in the past, many homeowners are taking a closer look at flood insurance.

Most homeowners policies do not include coverage for flood damage.

• Most homeowners policies exclude flood damage.

• One inch of water can cause roughly $25,000 in damage.

• Flood insurance usually cannot be purchased at the last minute because of the 30-day waiting period.