All new insurance products evolve after they’re tested in the real world, and it’s no different for Cyber Liability Insurance. Just a few years ago, an application for Cyber Liability Insurance could reach 20 pages long—a comically long form for anyone other than a highly technical client contact, like the CIO/CTO, to complete. For some clients, that was an easy ask, for others it stopped the buying process right there.
It’s likely your Thanksgiving traditions are well underway as you finalize your travel plans, begin tackling your shopping list, pull out decorations, and extend the guest list last minute. Unfortunately, not everyone’s festivities will go without disaster, but there are ways you can prepare for what could go wrong. Here are three incidents you’ll want to avoid:
We spend so much time perfecting our costumes and piling up the candy bowl in preparation for Halloween that we often overlook the hazards that come with it. With 41 million kids estimated to go trick-or-treating this year, it’s going to be a busy night. Here are three common occurrences you’ll want to make sure you’re protected from ahead of time:
I’m writing this article in response to the terrible damage that Hurricane Florence left behind. It’s hard to have perspective when buying flood insurance because most of the country isn’t located within a flood zone. When a hurricane is bearing down on you, it’s easy to say you want the coverage, but the real time to decide is now. This is why:
Do you remember that time you were walking to the store, finishing up your errands? The clouds began to circle you, as you realized that you forgot to bring your fancy umbrella. Suddenly, it begins to pour. Perhaps a little rain never hurt anyone, but an insurance claim that surpasses your primary coverage may.
It’s likely you’ve told yourself you need life insurance every time you see it advertised. Then you begin to research it, and the act of actually getting it seems like a pain (plus, who wants to think about death). Or, maybe you have a small amount of life insurance through your work benefits. You suspect it’s not a great deal nor enough coverage, but haven’t taken the time to look into it. I’m here to tell you: Stop putting it off!