For most purchasing a home is not only a great achievement, but a major investment. It goes to reason that you’ll want to fully protect this big investment. Read more.
I’m writing this article in response to the terrible damage that Hurricane Florence left behind. It’s hard to have perspective when buying flood insurance because most of the country isn’t located within a flood zone. When a hurricane is bearing down on you, it’s easy to say you want the coverage, but the real time to decide is now. This is why:
Connected devices and the internet of things are giving us access to our homes in many new ways. These new eyes and ears can help us to monitor the risks our homes are exposed to, 24/7. The traditional ways in which we secure and interact with our homes (and the appliances within them) have evolved.
One of the most important coverages on your homeowners insurance policy is the “dwelling coverage.” Dwelling coverage is how much insurance you have to rebuild your entire home from the ground up. It’s not the amount of your mortgage, or the market value of your home.